Free sex chat no registration or credit cards or premiums


17-Oct-2016 19:44

Many creditors design their systems so that marginal cases ¾ not high enough to pass easily or low enough to fail definitively ¾ are referred to a credit manager who personally decides whether the company will extend credit to a consumer.

This may allow for discussion and negotiation between the credit manager and a consumer.

A credit scoring system awards points for each factor that the creditor considers important.

Creditors generally offer credit to those consumers awarded the most points because those points help predict who is most likely to pay back the debt.

Most credit scoring systems consider more factors than this example ¾ sometimes as many as 15 or 20.

Usually these factors are obviously related to your credit worthiness.

Based on how well you score, a creditor may decide to extend credit to you or turn you down.

The following questions and answers may help you understand who gets credit, and why.

Free sex chat no registration or credit cards or premiums-82

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30% is based on the amount of debt you have outstanding with all creditors. A longer history is better if you've always made timely payments.

Then, again using statistical methods, a creditor will weigh each of these factors based on how well each predicts who would be a good credit risk.



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